epath.com. This site lists and links to all Fannie Mae–approved lenders by state or by other factors you may select. Lists properties for sale and includes mortgage calculators. Finet.com. Online supplier of home mortgage loans. Site includes mortgage home loan calculator, interest rate tracker, and advisors. Home Advisor. Online homebuying, homeselling, remodeling, financing, insuring, moving, or refinancing site. Offers access to MLS listings countrywide, tips on buying CHAPTER 8: Inside Real Estate or selling, and links to 17 lenders with the loans and interest rates that they offer. Includes mortgage calculator. fashion rings HSH Associates. Publisher of consumer loan information, including home loans, interest rates, types of loan, and adjustable loan rate indexes. Includes mortgage calculator. Iown.com. Online home mortgage broker site. This broker will help you find a suitable loan from the many loan companies in their database. You can apply online and complete your loan. LoansDirect.com. Offers online mortgages. LoanWeb. Comprehensive loan site that includes home loans. T tiffany london he site asks the typical questions needed for a mortgage application, then passes the information on to a number of local mortgage lenders who will in a few days contact you with their competitive proposals. Microsurf, Inc. Online site for mortgage quotations. You cannot get a loan at this site, but you can obtain home mortgage quotes from up to 1,000 lenders. Once you select an appropriate loan you will then work with t costume jewellery hat lender, not this site. com> Mortgage.com. Home mortgage site that walks you through the process of calculating your loan and application for the loan. Has a mortgage calculator that factors in interest rate changes and presents the information in a graph or a table. com> MortgageBot.com. Online mortgage broker offering mortgages and home equity loans. Has comprehensive question and answer articles and offers a sophisticated set of online calculators. MortgageInterest.com. A good general mortgage loan site with extensive background information on mortgages and how to lock in a mortgage interest rate. It has an online mortgage calculator. MortgageIT.com. Online mortgage broker, offers 33 loan companies to select from. Offers online mortgage advisors, instantaneous rate quotes, online tracking of your loan, and online loan applications. Mortgage Mart. A comprehensive Web site for mortgage information, including current rates, a long list of lenders, online loan applications, mortgage calculators, and details about government lending programs. Mortgage Terms. A compendium of the language you will need to buy or sell a house. Mortgage.com. Has links to over 20 online mortgage lenders and brokers. mortgages.com> PART ONE: Maximizing Your Investment Options National Average Mortgage Rates. A complete listing of national mortgage rates so you can compare what you are considering against national averages. com/ave.htm> Priceline.com. Online site that offers to match your home mortgage terms by auctioning your mortgage to a database of lenders. If no one can match the terms, offers will be made from the lenders. Quicken.com. Full-service online mortgage broker. Has mortgage loan advisors and many loans to choose from. Includes loan calculators and equity loans. quicken.com> Realtor.com. This is the site of the National Association of REALTORS.. You can locate homes, apartments, home mortgage lenders, home insurers, home moving companies, and many other home-related entities on this site. Home Warranties American Home Shield. Offers warranties for home appliances. homeshield.com> CNA Warranty. Offers warranties for home appliances and extended warranties for home appliance purchases. Home Buyer’s Warranty Corporation. Offers warranties for home appliances. fashion rings Professional Warranty Service Corporation. Offers warranties for home appliances. Quality Builders Warranty Corporation. Online insurer for new homes. Will insure new home against defects in workmanship and materials for the first year; against defects in wiring, piping, and duct work, and performance of the home’s systems and major structural defects in the second year; and against major structural defects for the third through the tenth years. Residential Warranty Corporation. Online insurer for new homes. Will insure new home against defects in workmanship and materials for the first year; against defects in the major home systems in the second year; and against defects in the structural elements of the home for the third through tenth years. Miscellaneous Timeshare Users Group. This site includes reviews and ratings on more than 1,600 timeshare resorts, along with general information about restaurants and sights to see in or around these properties. Membership required. CHAPTER 8: Inside Real Estate FEDERAL GOVERNMENT REGULATORS Department of Housing and Urban Development (451 7th St., S.W., Washington, DC 20410; 202-708-1422; www.hud.gov). The mai affordable jewelry n regulatory agency overseeing housing and real estate issues. HUD’s Office of Fair Housing and Equal Opportunity (800-669-9777) can be contacted if you think you have been a victim of housing discrimination. Federal National Mortgage Association (3900 Wisconsin Ave., N.W., Washington, DC 20016; 202-752-7000; www.fanniemae.com). Creates a secondary market in mortgage-backed securities. Offers several brochures about real estate, including “Fannie Mae National Housing Survey”; “Home Equity Convers tiffany uk ion Mortgages: You’veWorked Years to Own Your Home. Now It’s Time Your Home Worked for You”; and “Housing America Corporation.” Also offers a book titled Foreclosure Prevention. Federal Reserve Board (20th St. and C St., N.W., Washington, DC 20551; 202-4523946; www.federalreserve.gov). Oversees bank and savings and loan mortgage lending. Branches offer several free brochures about real estate, including “Consumer Handbook on Adjustable-Rate Mortgages”; “Consumer Handbook to Credit Protection Laws”; “Home Mortgages: Understanding the Process and Your Right to Fair Lending”; “Looking for the Best Mortgage: Shop, Compare, Negotiate”; and “When Your Home Is on the Line: What You Should Know about Home Equity Lines of Credit.” Federal Trade Commission (6th St. a tiffany jew replica tiffany elry sale tiffany jewellery uk nd Pennsylvania Ave., N.W., Washington, DC 20580; 202-326-2222; www.ftc.gov). Has jurisdiction over many real-estaterelated practices. Will send a free copy of the following brochures: “Getting a Loan: Your Home as Security”; Home Equity Credit Lines”; “Home Financing Primer”; tiffany jewelry “Home Equity Scams: Borrowers Beware!”; “Lawn Service Contracts”; “Looking for the Best Mortgage”; “Mortgage Servicing”; “Refinancing Your Home”; “Reverse Mortgages”; “Second Mortgage Financing”; “Timeshare Resales”; “Timeshare Tips” antique tiffany jewelry ; and “Using A antique tiffany jewelry ds to Shop for Home Financing.” Office of Thrift Supervision (1700 G St., N.W., Washington, DC 20552; 202906- 6000; www.ots.treas.gov). Oversees t tiffany jewelry store he nation’s savings and loan industry. FREQUENT FLIER MILES MORTGAGE PROGRAMS Some airlines have started to link up with mortgage lenders, allowing you to accumulate thousands of frequent flier miles while you buy and pay for your house. The largest such program is run by American Airlines. Under their AAdvantage